Deborah Lopez San Francisco Real Estate Wed, 28 Jun 2017 14:00:14 +0000 en-US hourly 1 This Weekend: Jul 1 – Jul 2, 2017 Wed, 28 Jun 2017 14:00:14 +0000 more »]]> This weekend has many great things to do for free and on the cheap. From the Fillmore Jazz Festival, to the 18th Annual Oysterfest in Golden Gate Park to the Free Shakespeare in the Park Preview in Pleasanton. The events below will help you fill your calendar with fun!

View even more events here.

If Your Home Hasn’t Sold Yet… Definitely Check the Price! Tue, 27 Jun 2017 14:00:46 +0000 more »]]>

The residential housing market has been hot. Home sales have bounced back solidly and are now at their fourth highest pace over the past year. Demand has remained strong ­throughout spring as many real estate professionals are reporting bidding wars with many homes selling above listing price. What about your house?

If your house hasn’t sold, it could be the price.

If your home is on the market and you are not receiving any offers, look at your price. Pricing your home just 10% above market value dramatically cuts the number of prosp­­ective buyers that will even see your house. See chart below.

Bottom Line

The housing market is hot. If you are not seeing the results you want, sit down with your agent and revisit the pricing conversation.


Experience The Summer of Love at The De Young Fri, 23 Jun 2017 14:00:34 +0000 more »]]> On view at the de Young Museum from April 8 to Aug. 20, 2017 is The Summer of Love Experience: Art, Fashion, and Rock & Roll. An exhilarating collection of iconic rock posters, photographs, interactive music and light shows, costumes and textiles, ephemera, and avant-garde film, this exhibition is a 50th anniversary celebration of the adventurous and colorful counterculture that blossomed in the years surrounding the legendary San Francisco summer of 1967. The Summer of Love Experience presents more than 300 significant cultural artifacts of the Summer of Love, including almost 150 objects from the Fine Arts Museums’ permanent holdings.

Exhibition Information

The Summer of Love was marked by groundbreaking developments in art, fashion, music and politics as artists, activists, writers and musicians converged on Haight-Ashbury and Golden Gate Park with hopes of creating a new social paradigm. By 1967 the area would attract as many as 100,000 young people from all over the nation.

Local bands such as Jefferson Airplane and the Grateful Dead were the progenitors of what would become known as the “San Francisco Sound,” music that found its visual counterpart in creative industries that sprang up throughout the region. Rock-poster artists such as Rick Griffin, Alton Kelley, Victor Moscoso, Stanley Mouse and Wes Wilson generated an exciting array of distinctive works featuring distorted hand-lettering and vibrating colors, while wildly creative light shows, such as those by Bill Ham and Ben Van Meter, served as expressions of the new psychedelic impulse.

Distinctive codes of dress also set members of the Bay Area counterculture apart from mainstream America. Local designers began to create fantastic looks using a range of techniques and materials, including leatherwork, hand-painting, knitting and crochet, embroidery, re-purposed denim and tie-dye. These innovators included Birgitta Bjerke, Mickey McGowan, Burray Olson and Jeanne Rose.

The Summer of Love Experience commemorates an “only in San Francisco” social and aesthetic movement and will remind museum visitors that in a time of international upheaval, the city played a vital role in changing society and amplifying the pulse of the nation. Click here for a video preview.

Ticket Information

The de Young Museum is conveniently located in the heart of Golden Gate Park, a key landmark during the Summer of Love. The Summer of Love Experience: Art, Fashion, and Rock & Roll is on view April 8 to Aug. 20, 2017. Visit to read more about this special exhibition and to purchase tickets. Groups of 10 or more have access to discounted rates, private tours and group dining. Learn more.

For a Limited Time

For a limited time during the exhibition, the de Young is partnering with Humphry Slocombe to create “Psychedelic City,” a special ice cream flavor inspired by The Summer of Love Experience: Art, Fashion, Rock & Roll. A swirl of orange, matcha green tea and raspberry sorbet, the flavor will be available at both Humphry Slocombe locations for the month of June. But that’s not all: Both its Ferry Building and Mission District locations will also give away a pair of VIP tickets to the de Young’s The Summer of Love Experience: Art, Fashion, Rock & Roll each week in June. Ice cream never tasted so groovy.


The TRUTH Behind the RENT vs. BUY Debate Fri, 23 Jun 2017 14:00:20 +0000 more »]]>

In a blog post published last Friday, CNBC’s Diana Olnick reported on the latest results of the FAU Buy vs. Rent Index. The index examines the entire US housing market and then isolates 23 major markets for comparison. The researchers at FAU use a “‘horse race’ comparison between an individual that is buying a home and an individual that rents a similar-quality home and reinvests all monies otherwise invested in homeownership.”

Having read both the index and the blog post, we would like to clear up any confusion that may exist. There are three major points that we would like to counter:

1. The Title

The CNBC blog post was titled, “Don’t put your money in a house, says a new report.”The title of the press release about the report on FAU’s website was “FAU Buy vs. Rent Index Shows Rising Prices and Mortgage Rates Moving Housing Markets in the Direction of Renting.”

Now, we all know headlines can attract readers and the stronger the headline the more readership you can attract, but after dissecting the report, this headline may have gone too far. The FAU report notes that rising home prices and the threat of increasing mortgage rates could make the decision of whether to rent or to buy a harder one in three metros, but does not say not to buy a home.

2. Mortgage Interest Rates are Rising

According to Freddie Mac, mortgage interest rates reached their lowest mark of 2017 last week at 3.89%. Interest rates have hovered around 4% for the majority of 2017, giving many buyers relief from rising home prices and helping with affordability.

While experts predict that rates will increase by the end of 2017, the latest projections have softened, with Freddie Mac predicting that rates will rise to 4.3% in Q4.

3. “Renting may be a better option than buying, according to the report.”

Of the 23 metros that the study reports on, 11 of them are firmly in buy territory, including New York, Boston, Chicago, Cleveland, and more. This means that in nearly half of all the major cities in the US, it makes more financial sense to buy a home than to continue renting one.

In 9 of the remaining metros, the decision as to whether to rent or buy is closer to a toss-up right now. This means that all things being equal, the cost to rent or buy is nearly the same. That leaves the decision up to the individual or family as to whether they want to renew their lease or buy a home of their own.

The 3 remaining metros Dallas, Denver and Houston, have experienced high levels of price appreciation and have been reported to be in rent territory for well over a year now, so that’s not news…

Beer & Cookies

One of the three authors of the study, Dr. Ken Johnson has long reported on homeownership and the decision between renting and buying a home. The methodology behind the report goes on to explain that even in a market where a renter would be able to spend less on housing, they would have to be disciplined enough to reinvest their remaining income in stocks/bonds/other investments for renting a home to be a more attractive alternative to buying.

Johnson himself has said:

“However, in perhaps a more realistic setting where renters can spend on consumption (beer, cookies, education, healthcare, etc.), ownership is the clear winner in wealth accumulation. Said another way, homeownership is a self-imposed savings plan on the part of those that choose to own.” 

Bottom Line

In the end, you and your family are the only ones who can decide if homeownership is the right path to go down. Real estate is local and every market is different. Meet with a local real estate professional who can explain what’s really going on in your area and can help you make the best, most informed decision for you and your family.


197 Randall Street Wed, 21 Jun 2017 15:35:24 +0000 more »]]> Sold for $980,000

Wonderfully renovated 2 bed, 1 bath condo home w/split-level floor plan & tremendous charm. Originally a general store, this Edwardian home now feels modern w/high ceilings, wood floors, lg picture windows, custom window treatments, custom closets & decorative lighting. The renovated kitchen is complete w/ SS appliances, Bosch range, stone counters, breakfast bar & custom pantry. The open, airy living rm offers a charming gas fireplace. Formal dining rm w/neighborhood views can be a flexible 3rd bedroom. Bonus office space, excl storage, in-unit laundry, shared garden, scooter parking and A+ location near Church St & Mission/Bernal corridor shopping, dining, MUNI, tech shuttles & freeways!

13 Amazing Places to Grab a Sandwich in San Francisco Wed, 21 Jun 2017 14:00:40 +0000 more »]]> Love sandwiches? Join the “club.” (Pun very much intended.) Ask anyone about their favorite sandwich place and you’re likely to get more than 60 different answers. So we’ll cut straight to the delicious part — try all these great sandwiches. Here’s the list, in an easily digestible form…

Central Station Deli (728 Vallejo St.)
With the name, you’d think Central Station Deli is either central or near a station and a delicious deli. Well, it is located near the Central Police Station and even luckier for you, this is a must-try deli. The delicious sandwiches from this North Beach outpost are the newest gem on any foodies list and are especially perfect after you schlep up and down Coit Tower. You’ll certainly have enough room for these monster sandos. When in doubt, get the Captain, their take on the classic club sandwich.

Rhea’s Deli (800 Valencia St.)
Nestled on the corner of Valencia and 19th streets, sits an unassuming deli/liquor store combination that wouldn’t make many do a double-take, except on a sunny day when there are lines and lines of people waiting for a sandwich to take with them to Dolores Park. The must-haves at this sandwich shop: Korean Steak Sandwich and Valencia Street.

Deli Board (1058 Folsom St.)
Born in the Midwest with East Coast flair, but grew up in California, Deli Board melds all these delicious styles to serve up in-your-face, instant-coma sandwiches. At lunch, look for lines around the corner. Don’t be worried — it’s worth it. The must-have is: Gold-N-Berg-Stein or any variation of it (the menu changes every couple of months).

Woodhouse Fish Co. (2073 Market St.)
What’s a seafood restaurant with red checkered table coverings doing on this list? The answer: It’s the Split-Top Maine Lobster Roll from Woodhouse Fish Co. You’re welcome.

The Yellow Submarine (503 Irving St.)
Yellow Sub is the first of our local joints on this list. How local you ask? It’s all the way in the Inner Sunset neighborhood. As you walk in, you’ll immediately be hit with the smell of Boston-style toasted subs. So sit down, relax and bite into a pastrami or turkey toasted sub. ‘Nuf said.

Submarine Center (820 Ulloa St.)
Hiding out all the way in West Portal, Sub Center is a must if you consider yourself a fan of the simpler things in life. Some people have found bliss in the perfect ratio of fillings to meat to bread. Others have found themselves a full stomach. Get yourself a hot pastrami during the later lunch hours when you won’t be clawing your way through the line of high schoolers.

Tommy’s Joynt (1101 Geary Blvd.)
Right along the main drag of Van Ness sits a long-standing city institution called Tommy’s Joynt, open since 1947. The city’s first hof-brau, Tommy’s welcomes strangers young and old from far and wide. While the city has gone through changes, Tommy’s has stayed virtually the same since it opened. Come in and sample some San Francisco history and munch on the brisket or corned beef sandwiches.

Molinari Delicatessen (373 Columbus Ave.)
Built on a structural foundation and proper layering techniques, Molinari’s serves some of the best and freshest ingredients at North Beach’s favorite Italian deli. Just like Tommy’s, Molinari’s has been around for a very long time, serving their customers arguably some of the best sandwiches in San Francisco. Must-haves include the Italian Sausage, Mortadella and Molinari’s Special Italian Combo.

Roxie Market & Deli and Roxie Food Center (500 Kirkham St. and 1901 San Jose Ave.)
Hell, these shops might have totally different owners, but they have the same name and they are both freaking delicious, so who cares? They both have a few meat options and two bread options. That’s it. Super simple and super tasty. They don’t mess around. You can’t go wrong with the roast beef or the turkey.

Ike’s Place (3489 16th St.)
The undisputed sandwich shop of San Francisco is undoubtably Ike’s Place. A menu that spans as long as the line, this place packs them in day and night. Another perfect stopover before you head to Dolores Park. I mean, there are sandwiches named after our favorite Giants so how can this not be our favorite? Warning: these sandwiches will get messy, but are they worth it. Must-haves: Menage A Trois and Paul Reubens.

Lou’s Cafe (5017 Geary Blvd.)
The premier spot in the Inner Richmond that locals and visitors alike flock to. Lou’s is a no-frills sandwhich shop built on delicious, quality ingredients and tasty combinations you can’t have anywhere else. Must-haves: Amo-cado and the LLB.

Bite Me Sandwiches (2797 16th St.)
This place in the Mission throws the kitchen sink at you and it’s delicious. That said, you’ll be surprised by the sparse line. Don’t let that dissuade you. Must-haves: Big Zeek, Danny Zuko and the Tom Cat.


This Weekend: Jun 24 – Jun 25, 2017 Tue, 20 Jun 2017 18:36:19 +0000 more »]]> This weekend has plenty of great things to do for free and on the cheap. From the 23rd Annual Surf City Classic in Santa Cruz, to Treasure Island Flea featuring 400 Vendors, Scavenger Hunt and Live Music. The events below will help you fill your calendar with fun!

View even more events here.

5 Reasons You Should Sell This Summer Tue, 20 Jun 2017 14:00:34 +0000 more »]]>

Here are five reasons listing your home for sale this summer makes sense.

1. Demand Is Strong

The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase… and are in the market right now! More often than not, multiple buyers are competing with each other to buy a home.

Take advantage of the buyer activity currently in the market.

2. There Is Less Competition Now

Housing inventory is currently at a 4.2-month supply, well under the 6-months needed for a normal housing market. This means, in the majority of the country, there are not enough homes for sale to satisfy the number of buyers in that market. This is good news for home prices. However, additional inventory could be coming to the market soon.

There is a pent-up desire for many homeowners to move, as they were unable to sell over the last few years because of a negative equity situation. Homeowners are now seeing a return to positive equity as real estate values have increased over the last two years. Many of these homes will be coming to the market this summer.

Also, builder’s confidence in the market has hit its highest mark in over 11 years. Experts are predicting that new construction of single-family homes will ramp up this summer.

The choices buyers have will continue to increase. Don’t wait until all this other inventory of homes comes to market before you sell.

3. The Process Will Be Quicker

Fannie Mae anticipates an acceleration in home sales that will surpass 2007’s pace. As the market continues to strengthen, banks will be inundated with loan inquiries causing closing-time lines to lengthen. Selling now will make the process quicker & simpler. According to Ellie Mae’s latest Origination Insights Report, the time to close a loan has dropped to a new low of 42 days, after seeing a 12-month high of 48 days in January.

4. There Will Never Be a Better Time to Move Up

If you are moving up to a larger, more expensive home, consider doing it now. Prices are projected to appreciate by 4.9% over the next year, according to CoreLogic. If you are moving to a higher-priced home, it will wind up costing you more in raw dollars (both in down payment and mortgage payment) if you wait.

You can also lock in your 30-year housing expense with an interest rate around 4% right now. Rates are projected to increase in the next 12 months.

5. It’s Time to Move on with Your Life

Look at the reason you decided to sell in the first place and determine whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you think you should?

Only you know the answers to the questions above. You have the power to take control of the situation by putting your home on the market. Perhaps the time has come for you and your family to move on and start living the life you desire.

That is what is truly important.


Fillmore Jazz Festival Tue, 20 Jun 2017 14:00:32 +0000 more »]]> The 2017 Fillmore Jazz Festival returns to commemorate the 50th Anniversary of San Francisco’s famed Summer of Love on Saturday and Sunday, July 1 & 2. San Francisco’s Fillmore Street between Jackson and Eddy transforms into a live music mecca blending sounds of jazz with art and soul in one of the country’s most unique neighborhoods. This year’s festival theme, Summer of Love Revisited, will celebrate the 50th Anniversary of the Summer of Love and take a trip back to San Francisco’s historic summer of 1967 where legendary rock ‘n roll and soul bands like Santana, Fleetwood Mac, Sly and the Family Stone and Credence Clearwater Revival emerged while some of the most classic albums by Jefferson Airplane, The Doors, Jimi Hendrix, The Rolling Stones, The Beatles, The Who, Aretha Franklin were released.

The Festival will honor the Summer of Love and celebrate its unifying message of compassion and community while the musicians will honor that spirit by performing a handful of songs from this period, showing how jazz can embrace other musical genres, with uplifting results.

The Fillmore Jazz Festival was founded in 1986 and is the largest FREE jazz festival on the West Coast. During the two-day festival, visitors can groove to the sounds of live music from multiple stages, peruse 12 blocks of fine art and crafts and indulge in gourmet food and beverages. Asian to Cajun, paintings to pottery, old favorites and new directions, the Fillmore Jazz Festival is not to be missed.

A partial list of musical acts has just been announced and includes Artist-in-Residence Kim Nalley, and favorites Miss E.C. Scott and Atta Kid. More acts will be announced soon and updates can be found at

The Fillmore Jazz Festival is presented by the  Fillmore Street Merchants and Improvement Association and produced by Steven Restivo Event Services. Please visit for updates on artist lineup, vendors and activities.

About Steven Restivo Event Services, Inc.

Steven Restivo Event Services, Inc. (SRES) has over 30 years of experience producing many of the Bay Areas largest and most successful events. SRES, Inc. produces the following festivals: The Union Street Festival, Union Street Easter Parade & Spring Celebration, Petaluma’s Butter & Eggs Days Parade & Celebration, The Fillmore Jazz Festival, The North Beach Festival, the Bay Area Blues Festival, St Patrick’s Day Parade & Festival, San Rafael’s Parade of Lights & Winter Wonderland and many more. For more information, visit:

WHERE:     Fillmore Street, between Jackson and Eddy, San Francisco

WHEN:    Saturday, July 1 and Sunday, July 2, 10am to 6pm


Saturday, July 1

California Street Stage – Jazz Stage    

10:30am – 12:00 pm  California Jazz Conservatory

12:30 – 2:00 pm  Carla Helmbrecht

2:30 – 4:00 pm  The Electric Squeezebox Orchestra

4:30 – 6:00 pm  Kim Nalley

Sutter Street Stage – Beyond Stage    

10:30am – 12:00 pm  The Terry Disley Experience Trio

12:30pm – 2:00 pm  Sundra Manning

2:30pm – 4:00 pm  Freddy Clarke & Wobbly World

4:30pm – 6:00 pm  Miss E.C. Scott

Eddy Street Stage Stage to be announced soon.

Sunday, July 2

California Street Stage – Jazz Stage    

10:30 am – 12:00 pm  Gary Zellerbach Quartet

12:30 pm – 2:00 pm  Noel Jewkes Quartet with Special Guest Kay Kostopoulos

2:30 pm – 4:00 pm  Jerome and Howard

4:30 pm – 6:00 pm  Kim Nalley

Sutter Street Stage – Beyond Stage    

10:30 am – 12:00 pm  Classical Revolution

12:30 – 2:00 pm  Trio Garufa

2:30 – 4:00 pm  Linda Tillery and the Freedom Band

4:30 – 6:00 pm  Atta Kid

Eddy Street Stage to be announced soon. 

TICKETS:    The Fillmore Jazz Festival is FREE and open to the public

INFO:    Call 800-310-6563 or visit or


11 Restaurants To Eat at During San Francisco’s Pride Celebration Mon, 19 Jun 2017 14:00:17 +0000 more »]]> San Francisco’s Pride celebration is “one of the last remaining Pride events that can truly be called a rite of passage” that lasts the entire month of June and culminates with the festival at Civic Center Plaza and parade down Market Street. Thirty days of Pride means 30 days of eating great food. With the help of Google Maps, We looked at all Pride celebrations and identified great places to eat near them, so you don’t have to. Here’s our eating guide to Pride in San Francisco.


The Sausage Factory Italian Restaurant (517 Castro St.)
A Castro landmark since 1968, the Sausage Factory has been delivering smiles with their authentic food. Really though, come for the name, stay for the delicious sausage pizza for more than 40 years. Website

Kitchen Story (3499 16th St.)
This popular brunch spot is known for their “California cuisine” but with an Asian twist. Website


Dirty Habit Restaurant (12 Fourth St.)
Located on the fifth floor of the Palomar Hotel, the Dirty Habit is a surprise to everyone as the elevator doors open. It’s a sultry little hideaway featuring a creative interior that will take you back to “Alice in Wonderland” with shared plates and snacks alongside creative seasonal and savory cocktails. Don’t get us started on the amazing nightly soundtrack. Website

Asia SF (201 Ninth St.)
The world famous transgender stars – the beautiful and talented Ladies of AsiaSF – serve you superb critically acclaimed Cal Asian cuisine and perform hourly atop the red runway bar. Add in signature cocktails, a Wine Spectator Award winning wine list, and color morphing shoji screen walls and you have a feast for all your senses. Website

Civic Center / Hayes Valley

Chez Maman West (401 Gough St.)
In the heart of Hayes Valley, cozy, friendly, neighborhood French bistro offers home-cooked, comfort food all day just like at “mom’s house.” Website

Jardiniere Restaurant (300 Grove St.)
Essentially San Francisco, Jardiniere is Traci Des Jardins’ signature restaurant in Hayes Valley and home base of 18 years. They present a range of experiences tailored to reflect your mood: a multi-course tasting menu, leisurely, romantic dining, efficient and delicious pre-theatre (or pre-Pride) plates and a bar and lounge for catching up over cocktails and small bites. Website

Absinthe Brasserie (398 Hayes St.)
Absinthe Brasserie & Bar is one of the longest-running and most convivial dining institutions in San Francisco’s Hayes Valley neighborhood. Located within walking distance of Civic Center and the Pride celebration and parade, the establishment features French and Northern Italian-influenced brasserie fare for lunch and dinner, plus weekend brunch. Absinthe’s lively bar offers classic and creative cocktails and late-night dining. Website

Embarcadero / Financial District

La Mar Cebicheria (Pier 1 1/2)
Inspired by the thousands of Cebicherias found throughout Peru, chef Gastón Acurio’s La Mar was created as an attempt to globalize and enshrine one of the best guarded treasures of Peruvian cuisine: cebiche. If the food isn’t enough, the views of the bay from La Mar will take your breath away. Website

Pabu (101 California St.)
Michael Mina’s newest restaurant (in partnership with Chef Ken Tominaga) brings forth a modern take on traditional Izakaya-style dining. Pabu combines rustic, old-world Japanese charm with modern, urban sophistication to create a dynamic, social dining experience. Website

Americano (8 Mission St.)
Situated within the Hotel Vitale, Americano’s sweeping views of San Francisco Bay, a circular cocktail lounge and an outdoor patio provide the perfect setting to enjoy a handcrafted, soulful Italian menu. Its culinary style is rooted in lasting partnerships with local purveyors and seasonal flavors are showcased in every dish. Website

Chaya Brasserie (132 Embarcadero)
Chaya Brasserie combines Japanese hospitality, French savoir-faire and culinary excellence with a magnificent view of the bay and Bay Bridge. Their menu is inspired by infusing exotic ingredients and honored culinary traditions from Chef Shigefumi Tachibe’s native Japanese roots. The menu offerings are local and sustainable ingredients fresh from the farmer’s market each week and seasonally refresh based on local availability. Website

Rosa Mexicano (30 Mission St.)
Known for their tableside guacamole, Rosa Mexicano blends the best elements of Mexican cuisine and San Francisco vibe. Menu features locally sourced ingredients and lighter, smaller plates that encourage sharing. Website